Unfortunately,  a significant portion of our population battles substance abuse. Statistics released by the Substance Abuse and Mental Health Services Administration (SAMHSA) show that 8.1 percent of our country struggles with an addiction to drugs or alcohol, which translates to 1 in 12 people. Of our 12 readers on this page, one of you falls into this category and could be ready to seek professional help. 

You may be considering entering a professional detox program. Detox is one of the most important first steps in the process and can help you mitigate dangers during the withdrawal period. It can help you focus on your recovery rather than worrying about the discomfort or potentially fatal effects you can experience. Once you’ve completed a detox program, they will transition you into long-term substance abuse programs to aid you on your road to recovery.

Unfortunately, many are apprehensive about moving forward in their care or going to detox at all. One of the most common reasons associated with apprehension is cost. Despite their need for help, the price remains a significant concern for those entering treatment. Improvements have been made in public insurance. They have made it more of a reality for adults to receive the service they require.

If you have reached a point in your life or your addiction where these services are necessary, but you fear the costs, there are many resources that are available. Below we will highlight what steps you can take to afford your detox treatment.

Private Insurance

Private insurance will typically cover your substance abuse treatment, but they don’t always cover it all. You must contact your insurance provider to determine which costs are covered for drug or alcohol detox. The following insurance companies covered detox:

  • Aetna
  • Anthem
  • Cigna
  • Humana
  • Molina
  • United Health Care

If you do not see your insurance company on here, you must reach out or visit their website to determine your eligibility. Economic projections in the United States show a significant increase in spending from $24.3 billion in 2009 to a staggering $42 billion by 2020. The amount private insurance companies pay is also projected to increase from $5.1 billion to $8.5 billion during the same time frame.

Public Assistance

The Affordable Care Act (ACA) introduced by the former President of The United States insured 16 million people by expanding Medicare.

It also created federal and state-based health insurance marketplaces.

When the ACA was designed, addiction treatment was included in the text as a significant health benefit.

If you are not enrolled in a private insurance plan and want to sign up, you can visit HealthCare.Gov to determine your eligibility for coverage.


Medicaid is now considered the largest payer for substance use treatment since the ACA expanded. It provides many more people with access to treatment, which includes detox services. It is a federal and state program that offers free or low-cost insurance to those who meet low-income requirements. 

You may also be eligible if you are:

  • Disabled
  • Pregnant
  • 65 or older
  • 19 or younger
  • Care for a child

The plans vary by state, but all Medicaid plans cover behavioral health services for those struggling with substance use disorders. You can learn more and apply online at Medicaid.gov.


Medicare is a federally funded insurance program that offers insurance coverage to individuals in the United States. To qualify, you must be:

  • Living with a certain disability at any age
  • Living with end-stage renal disease (ESRD) or ALS (Lou Gehrig’s disease) at any age
  • Are 65 or older

To determine if you qualify for Medicare, visit the website that we provided above. There are varying enrollment periods throughout the year, but the most common time is your 65th birthday.


Detox programs can range anywhere from $600 to $1,000 a day and could last several days or weeks. It will depend on the drugs used and the extent of the addiction. Program prices will be based on:

  • Amenities offered
  • Location
  • Length of stay
  • Amount of care needed

The abuse of specific substances may lead to dangerous withdrawal symptoms. Professional detox programs offer the most intensive level of care to minimize your risks and facilitate recovery. More than 50 percent of detox programs do not accept health insurance.


They say that those with health are the richest of them all, and nothing is more important than health and sobriety. There will always be a way to find the means, and you can find a way to get help. If you do not have insurance, you can finance your detox through several methods. Some of these strategies may include:

  • Sliding scale
  • Payment plan
  • Personal loans
  • Crowdfunding
  • Specialized healthcare
  • Healthcare credit card


Scholarship programs are available to cover detox costs. While it may seem expensive to enter into treatment, the price is a minor inconvenience to saving your life. Nothing is more critical than sobriety or health, and if you put your mind to it, you can find a way to get the help you need.

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